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how long does va streamline refinance take

The rule of thumb for the length of time it takes to get an IRRRL is 30 days. Filling out our short form only takes a minute. Streamline refinancing is a mortgage refinancing process in the United States for Federal Housing Administration (FHA) mortgages that reuses the original loan's paperwork allowing quicker refinancing. It’s important to note that you must wait 270 days from the closing of your original mortgage to apply for the VA Streamline. There are plenty of myths associated with VA loans, many of which are completely untrue and unfounded. The VA streamline loan does offer the ability to refinance into a shorter term. It is a shorter process, but there are still certain steps you must take. Not affiliated with HUD, FHA, VA, FNMA or GNMA. Call 888.448.2669 and an FHA streamline refinance expert will be happy to answer your questions. Your email address will not be published. How Long Does Underwriting Take? IRRRLs can be completed so much faster than normal refinances because there is no requirement to have a VA appraisal done on the home, and there is no need to verify income, employment, or assets of the borrower in order to get approved. ), whether you should reduce the term of the loan from 30 to 15 years , and other factors. If it takes you three days to get back with the lender after they’ve requested a document, then you just added three days to how long it will take before approval. Now let’s talk about the different types of streamline refinance options available today. Refinancing Into a Lower Term With the VA Streamline Loan. Once you have the initial paperwork completed for the VA streamline refinance, the lender should take about 3-4 days to process the paperwork, 3-4 days to underwrite it and 1-2 days to get documents ready. Borrowers can finance the 0.5 percent VA funding fee and closing costs into the loan balance on a Streamline. Posted on February 22, 2019 by JMcHood. The best way to contact an FHA streamline refinance expert? Even an IRRRL can take a long time if the borrower does not provide the necessary information in a timely manner, however. And since very few lenders specialize in only the VA loan programs, the VA loans that get done there are pretty much lumped in with the other loan program types. This is what helps with the VA streamline refinance process. Let’s say you refinance from a 30-year loan to a 15-year loan. IRRRLs are meant to be very fast, however – that’s why they are called a streamline refinance option. No closing costs sound great, but is there such a thing? Save my name, email, and website in this browser for the next time I comment. You might have heard different places offer no closing costs. By not having to go through a normal underwriting process, not having an appraisal, and not having to provide the lender with a bunch of paperwork, the time to process a FHA streamline refinance is greatly reduced. These Refinance loan rates assume that the property will be owner-occupied. This is not an offer to lend and we are not affiliated with your current mortgage servicer. FHA streamline refinances typically do not take as long as a normal refinance due mostly to the fact that the process and paperwork is greatly reduced. This means you are free to close on the loan and take … Most VA loans close in 40 to 50 days , which is standard for the mortgage industry regardless of the type of financing. Depending on which lender you choose, times may vary – from anywhere between 2 and 6 weeks. Suite A, Englewood, CO 80112, Cash-Out Refinancing: Find Out if it Makes Financial Sense, Securing the Best Interest Rate for Your VA IRRRL Refinance, The Top Ways to Increase Your Credit Score Before Refinancing, No employment verification required by the VA. Posted on February 15, 2019 by JMcHood. However, there are limits on the amount of liability VA can assume, which usually affects the amount of money an institution will lend you. However, some VA lenders impose their own waiting period of up to … First, in order to qualify for an FHA streamline refinance, you need to have been on time with your mortgage payment for the last 12 months and live in your home. You just cut the term in half, which means you have half of the time to pay it off. Low VA Rates, LLC ™ is not affiliated with any U.S. Government Agency nor do we represent any of them. On the flip side, your loan could close much quicker than the 52 days. Otherwise, find a way to scan them onto a computer (if they’re not already electronic), then put all of the documents on a thumb drive and carry the thumb drive with you until the loan closes. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the mortgage credit product. You know that interest rates fell and you want to take advantage of them. Just because IRRRLs can be completed in 10 days, however, does not necessarily mean that your IRRRL can be completed that quickly. rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. This type of refi loan has no VA-required credit check or appraisal (the lender is free to require these depending on circumstances) and is intended to provide a benefit to the borrower in the form of a lower interest rate, a lower mortgage payment, or other benefits we’ll discuss below. Start by submitting your information today! You want to refinance your VA loan just to save money. If you’ve had the loan for at least 12 months, they may allow one 30-day late payment in that time as long as you have a good excuse for … In this case, you cannot use the break-even point. Homeowners with an existing VA loan may qualify for a streamlined refinance program called the Interest Rate Reduction Refinance Loan (IRRRL). So how fast is a streamline? When applying for a mortgage credit product, lenders will commonly require you to provide a valid social security number and submit to a credit check . The application, credit check, and appraisal portions of the loan are simplified to allow homeowners to lower their interest rate and start saving as quickly as possible. Current VA loan holders can use a VA Streamline to refinance into a lower mortgage rate or out of an adjustable-rate mortgage and into a fixed-rate loan. The closing date of the new VA streamline refinance loan must occur after both of the following events: It has been at least 210 days (about 7 months) since you made the first payment on your current VA loan. Eligible Veterans have the ability to purchase a home using their VA home loan benefit with no … As mentioned, a typical refinance can take 30 to 45 days to close. Then ask him or her what other documents are likely to be needed during the process. The best way to find out exactly how long your IRRRL will take is to speak with a VA loan officer and explain your specific situation. But generally speaking, it is safe to say that you should be able to get a VA IRRRL loan done in less than 30 days from when you sign the loan application. We work hard to match you with local lenders for the mortgage you inquire about. For information on common things that can affect the time it takes to close an IRRRL, continue reading this blog post. there is no requirement to have a VA appraisal done, information and documents the lender requests, FAQ; How many payments qualifies an IRRRL. The exception is the VA Streamline refinance loan. Here’s the catch. You may be able to obtain a VA Streamline without the need for a credit check or a VA appraisal. You can … But generally speaking, it is safe to say that you should be able to get a VA IRRRL loan done in less than 30 days from when you sign the loan application. Consult with a VA loan officer to find out if you can get an IRRRL for your VA loan. To save money on interest, keep your loan term and monthly payment the same! IRRRL is also called a streamline refinance. AK-1109426; Arizona Mortgage Banker License #0926340; California DBO Finance Lenders Law License #603L038; Licensed by the Delaware State Banking Commission License #018115; Georgia Residential Mortgage Licensee License #40217; Illinois Residential Mortgage License #MB.6761021; Licensed by the New Jersey Department of Banking and Insurance, Ohio Mortgage Loan Act Certificate of Registration #SM.501937.000; Oregon Mortgage Lending License # ML-5266; Rhode Island Licensed Mortgage Lender License #20143026LL; Texas License LOCATED at 201 S Lakeline Blvd., Ste 901, Cedar Park, TX 78613; EAH061020 NMLS ID# 1109426 Consumer NMLS Access www.nmlsconsumeraccess.org. You may still be eligible for a VA streamline refinance to get a lower monthly payment. The program was introduced by the FHA as a way to speed up the home refinancing process. Requirements may vary depending on the lender you talk to. IRRRLs can be completed so much faster than normal refinances because there is no requirement to have a VA appraisal done on the home, and there is no need to verify income, employment, or assets of the borrower in order to get approved. Who Are VA Streamline Refinances For? All Rights Reserved. The process of the FHA streamline refinance is relatively simple. With the VA streamline refinance most of the heavy lifting has already been done. The VA does not require you to be current on your loan to be eligible for a streamline refinance. Apply for the Loan First, you must apply for the loan. For example, if you’re going with an FHA or VA Streamline, you won’t need to wait for an appraiser to visit your property. A VA streamline refinance loan allows you to reduce the interest rate or secure more favorable terms on an existing VA-backed home loan. On the lender’s side, the process is very quick and easy. You will have closing costs, including the VA funding fee, which is equal to 0.5% of the loan amount. Write down a list of every document they tell you. The process is easier than a conventional mortgage or refinance. Once you have the initial paperwork completed for the VA streamline refinance, the lender should take about 3-4 days to process the paperwork, 3-4 days to underwrite it and 1-2 days to get documents ready. The VA requires you to wait 7 months (210 days) from your last loan closing before using the VA Streamline Refinance. Often called a “streamline” refinance, an IRRRL may help you to: Lower your monthly mortgage payment by getting you a lower interest rate, or Make your monthly payments more stable by moving from a loan with an adjustable or variable interest rate (an interest rate that changes over time) to one that’s fixed (the same interest rate over the life of the loan) Expect most lenders to require a minimum credit score between 600-620 to qualify even though the VA does not set a minimum. VA Streamline Refinance: Process. Typically, this means no late payments in the last 12 months. Let’s take a closer look at VA streamline closing costs and what to expect. It also has a lower funding fee than a cash-out refinance — 0.50% vs 2.15% to 3.3%. Contact Us | Terms of Use | Privacy Policy, 8123 South Interport Blvd. Low VA Rates, LLC is not affiliated with any government agencies, including the VA, FHA, or the HUD. In the current lending environment, some lenders want to see a score of at least 660 from prospective borrowers. the IRRRL may have to go to the VA for prior approval before the lender can close on it. As of this writing (January, 2013) it seems to be taking the fastest lenders about 3 weeks and the slowest lenders about 90 days on average. Yes, that’s a lot of “R’s,” but a VA streamline refinance is easy to execute and can save you a lot of money now that mortgage rates are so … As explained above, your mortgage is considered to be underwater if the value … If you do qualify using one of the scenarios below, you will be required to refinance the VA loan with the VA IRRRL program. VA lender ID #9797520000. Upon the completion of your inquiry, we will work hard to match you with a lender who may assist you with a mortgage application and provide mortgage product eligibility requirements for your individual situation. The VA doesn’t put a limit on how many times you can take advantage of the VA streamline refinance program, the only requirement is that it makes financial sense each time. But lenders in most cases want both. For example, if you’re trying to get an IRRRL to refinance a delinquent loan, if it can be done at all, it will most likely have to be sent to the VA for prior approval before the loan officer can close on it with you. IRRRLs can commonly take around 20 days, and a more complicated IRRRL that waits on information from the borrower can take up to 30 days. If you already have a VA Loan and are considering a refinance, then you should definitely consider a VA Streamline Refinance. You have made at least 6 full payments … Even an IRRRL can take a long time if the borrower does not provide the necessary information in a timely manner, however. Simplifying the underwriting process makes the loan process much faster than otherwise. For answers that are specific to your exact circumstance, speak with a VA-approved loan officer and ask how long it will take. Also note that a streamline refinance can take just as long as a regular refinance. Here we’ve compiled some of the most common streamline questions. In the event that you do not qualify for a credit rating based on the required minimum credit They aren’t necessarily faster, they’re just meant to be easier to qualify for. First, in order to qualify for an FHA streamline refinance, you need to have been on time with your mortgage payment for the last 12 months and live in your home. One of these myths is that VA loans can take forever to close. The VA does not require a credit check for a VA streamline refinance, because you’ve already been approved for a loan. Thomas Short Military VA Loan contributor. The IRRRL does not have specific occupancy guidelines. Make sure you work with experts who know the FHA streamline refinance program and can help you answer any questions that you may have about the program. Well, yes and no. With a VA Streamline refinance loan, there’s no need for the borrower to furnish another Certificate of Eligibility. How long does streamline refinance take? Eligibility requirements. The process timeline is a fairly common question we often get about VA streamline refinances. Let’s say you refinance from a 30-year loan to a 15-year loan. As long as you can prove that you lived in the home prior to the refinance, it will suffice. The VA streamline refinance program is a special program that is available for people who have current VA loans. In most cases, if the borrower is prompt with getting the documents and information to the lender, an IRRRL can be completed very quickly. How Long Does it Take to Close a VA Loan? If a lender is only slightly more expensive than others but can get the IRRRL loan closed in 10 days, then it may be worth paying a slight premium. The easiest way to get approved for a VA loan and be sure that you are getting the best deal is to speak with multiple VA lenders about your situation. Many people who have had VA loans for several years are choosing to refinance their loans now in 2020 because interest rates have fallen in the second half of the year. The time it takes to refinance a mortgage depends on a a number of moving parts, such as credit checks, appraisals and your bank. 3) HARP streamline refinance programs. The process of the FHA streamline refinance is relatively simple. You'll also hear this called an Interest Rate Reduction Refinance Loan, or an IRRRL (often pronounced “Earl”). The idea of a VA Streamline is to provide clients who are already in a VA loan with a smoother process if they’re looking to lower their rate or change their loan term. You may see a VA Streamline referred to as an interest rate reduction refinance loan (or IRRRL, pronounced “Earl.”) If you’re trying to lower your interest rate or change your term, you may qualify for this loan option. People with an adjustable rate mortgage can also take advantage of moving to a fixed-rate loan with an IRRRL. In an ideal situation, a borrower can expect a streamline refinance to be completed anywhere from 30 days to as little as a few weeks. The length of your VA loan could take longer than most While Ellie Mae’s average time to close is 54 days, that means plenty of homes take longer to close. If you are a veteran with an existing VA loan or mortgage, you may qualify to save with a VA Interest Rate Reduction Refinance Loan, or VA IRRRL. The lower the number of months to recover your costs, the sooner you’ll realize the savings on your refinance, and the better the deal is for your bottom line. The topic of appraisals can get trickier. If you can, bring those to the initial meeting as well. Veterans with service-related disabilities may be eligible to have the IRRRL funding fee waived, which also applies to any funding fees for VA standard purchase or refinance financing. You would instead, have to first determine if you can afford the higher payment. To be eligible for a VA streamline refinance home loan there are a few things to keep in mind. FHA Streamline Refinance. The process is easier than a conventional mortgage or refinance. Each VA loan lender has their own processes and turn times when it comes to the way that they close loans. If you are ready to refinance into a fixed rate, you can usually use the VA IRRRL program to do so. The VA Streamline refinance is one of the most powerful refinance options for homeowners who already have a VA Loan. Any mortgage product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. One of the more common questions about the VA IRRRL program is: How long does it take to get a VA IRRRL loan closed and funded? This process can take anywhere from 45 days to as few as 15 days. A VA streamline refinance, also known as an IRRRL, is a simplified loan with relaxed qualifications for service members and veterans. VA home loan refinance options include a unique benefit known as the VA Streamline Refinance. Posted on: December 12, 2020 . That way, when your loan officer calls or emails you asking for one of those documents, you can plug your thumb drive into the nearest computer and email them to him or her immediately. Consumer's total finance charges may be higher over the life of the loan. The process of the FHA streamline refinance is relatively simple. There are situations where a lender will process a Streamline without an appraisal. The Top Tips for Moving Out of State. ), whether you should reduce the term of the loan from 30 to 15 years , and other factors. The VA requires you to wait 7 months (210 days) from your last loan closing before using the VA Streamline Refinance. How long does a refinance take? This process can take … The loan limits are the amount a qualified Veteran with full entitlement may be able to borrow without making a down payment. Your email address will not be published. Yes, in some cases you can take on a higher payment and still qualify for the VA streamline refinance. Many people who are interested in an FHA streamline refinance wonder what is involved and how long it takes to complete the refinance and get a new FHA loan. 6 Things You Need To Know About VA Streamline Refinancing The VA Streamline refinance offers substantial benefits to homeowners looking to reduce their interest rate. How Long Does A VA Loan Take To Close? Qualify for a VA Streamline Refinance. Copyright © Mortgage.info is not a government agency or a lender. A VA streamline refinance might be the easiest way to lower your interest rate when you have a VA mortgage. The VA also offers a streamlined “VA loan to VA loan” refinance, known as an “Interest Rate Reduction Refinancing Loan,” or IRRRL for short. No, streamline refinance do not require a credit check but most lenders will ask for a credit report and score of at least 620, as a guarantee of your ability to pay back the loan. Required fields are marked *. The resulting number represents how long it will take you to recoup the costs you spend to complete your refinance. Also known as a VA Streamline Refinance, the IRRRL allows you to refinance your existing mortgage without having to re-qualify for your loan. This loan allows you to easily refinance your mortgage to a lower interest rate than what you have now. Often, borrowers who are interested in the streamline VA refinance loan would like to get it done as quickly as possible. That being said, streamlines can be done in as little as 10 days. VA ID 979752000 FHA ID 00206 Alaska Mortgage Broker/Lender License No. *Annual savings calculator based on 2015 monthly average savings extrapolated year-to-date. The VA streamline refinance loan does not require that the borrower currently occupies the home which is currently financed with a VA mortgage product, as long as they can prove it was once their primary home. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved for mortgage refinancing. In this case, you cannot use the break-even point. However, some VA lenders impose their own waiting period of … And since very few lenders specialize in only the VA loan programs, the VA loans that get done there are pretty much lumped in with the other loan program types. The typical refinance loan process can take 45 to 60 days. Application to Closing – How Long Does the VA IRRRL Take? However, just like FHA streamline refinance, there is no cash-out option with the VA’s streamline refinance program. If you still have the teaser rate from the ARM loan, the fixed rate will likely be higher, but that’s okay. Corporate Address: 384 South 400 West Suite 100, Lindon, UT 84042, 801-341-7000. It is extremely odd for an IRRRL to take longer than 30 days. Can you refinance into a higher payment with the VA streamline refinance? There are several different ways your loan can pass this test, but a couple of them include a reduced interest rate or lower monthly payment. When your mortgage is adjustable, your payment can go up without warning making meeting monthly expenses difficult. While there are many benefits to a VA Streamline refinance, there are some factors you should know about before moving forward. Pros and cons of refinancing a mortgage with your current lender. Purpose Of A VA Streamline. Consumer NMLS Access - NMLS #1109426. There also has to be a net tangible benefit for you as the client to complete the refinance. However, be sure to consider all your options, including the total cost of the loan (all closing costs, fees, etc. If you already have a VA Loan and are considering a refinance, then you should definitely consider a VA Streamline Refinance. Depending on what lender you choose to work with for a VA IRRRL, it could take anywhere from 30 days to 180 days. While not the most popular, the Home Affordable Refinance Program (HARP) streamline refinance is very beneficial for those who have underwater mortgages. When selecting a VA IRRRL lender to help you, it is also important to speak with several lenders so that you get an idea of what the fees structure will be for each lender AND what the lender’s turn times are. You would instead, have to first determine if you can afford the higher payment. VA does not set a cap on how much you can borrow to finance your home. IRRRLs can commonly take around 20 days, and a more complicated IRRRL that waits on information from the borrower can take … In other words, if you give yourself 30 days to complete an IRRRL, you’re probably safe. In fact, the VA doesn't require a credit score check or an appraisal for a Streamline refinance. – creditdonkey.com – Final Approval: Once the underwriter approves the appraisal and/or any remaining conditions they had for the loan, the underwriter will issue the "final approval," or the "clear to close." In fact, dig into the numbers a bit and you don't find much difference between VA and conventional loans. But some lenders grant an exception to this rule. Minimum credit ratings may vary according to lender and mortgage product. VA Streamline Refinance Program. Get matched with a VA IRRRL expert by completing your information here – these VA-approved lenders are happy to talk with you and give you a free estimate of both costs and timeframes to getting your VA IRRRL done. While it is possible to not pay any money at closing, that doesn’t mean there aren’t closing costs or that the loan is free. There are other things that you don’t have direct control over. To fully qualify for a VA streamline refinance, a homeowner who currently has a VA mortgage must have successfully made 12 consecutive months of mortgage payments on time. Most IRRRLs do not need to be sent to the VA for prior approval, but in cases where the existing loan is delinquent, or in cases where the obligors on the loan are changing (adding a spouse, removing an ex-spouse, etc.) How Long Does Streamline Refinance Take? Depending on which lender you choose, times may vary – from anywhere between 2 and 6 weeks. The VA streamline loan does offer the ability to refinance into a shorter term. This often occurs when veterans refinance from an ARM to a fixed rate loan or when refinancing from a 30-year term to a … You must be a veteran that owns your home. In most cases, you can roll this cost into your loan amount along with your closing costs, as discussed above. The single most common reason that IRRRLs take longer than they have to is the borrower not providing the information and documents the lender requests in good time. That being said, streamlines can be done in as little as 10 days. When inquiring about a mortgage on this site, this is not a mortgage application. Depending on which lender you choose, times may vary – from anywhere between 2 and 6 weeks. The VA streamline refinance offers a reduced cost, reduced paperwork solution to help eligible Veterans take advantage of lower rates without the cost of refinancing your home. VA streamline refinances are a great way to save money or lower your monthly payment with less paperwork and quicker closings. This program has a simple application process and it often can lower the borrower’s monthly payment. That said, most lenders require a credit report to prove that you’re still financially stable and have a good credit history. VA Streamline Refinance Loan Eligibility. Consumer NMLS# 1109426 (This page and its contents are not intended for residents or home owners in the states of MA, NY or WA.) In cases where the borrower is getting an IRRRL to lower their monthly payment to something manageable, getting a refinance finished quickly can make the difference between becoming delinquent on the loan and staying current. Of the things that affect the time it takes to get approval, some of them you have direct control over, and some you do not. VA Streamline Refinance: Process. And it can only be used with a current VA loan. find yourself planted in this strange area where no one knows you … Hal M. Bundrick, CFP , Kate Wood March 16, 2020 The time it takes to refinance a mortgage depends on a a number of moving parts, such as credit checks, appraisals and your bank. You must also have made six consecutive monthly payments on your loan, and there must be 210 days between your first mortgage payment and the closing on the VA Streamline. As mentioned, a typical refinance can take 30 to 45 days to close. Obviously, one can expect a streamline to be faster than a standard refinance, else what’s the point of having a streamline option. The minimum acceptable credit required by the FHA streamline refinance loan would like to get an,... Time if the borrower ’ s simplified procedures, and website in this case you... Loan to a 15-year loan very little paperwork, a VA streamline refinance then... Your mortgage is adjustable, your loan term and monthly payment with the VA streamline,! Access our Privacy Policy, 8123 South Interport Blvd not provide the necessary information in a timely manner,,... On which lender you choose, times may vary depending on which lender you choose, times may –! 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Consult with a VA loan to contact an FHA streamline refinance can take just as long as you afford. Ve compiled some of the FHA as a VA streamline loan does offer the ability purchase. Between the first payment on your VA loan must apply for the possibility of a longer.. Full entitlement may be able to borrow without making a down payment regardless of the loan,... Refinance option home loan a 15-year loan, continue reading this blog post prior loan the. Of closing as you can expect between 3 and 6 weeks most powerful refinance available... Are plenty of myths associated with VA loans close in 40 to 50 days, which is standard for VA. Continue reading this blog post this loan allows you to refinance your mortgage to a VA loan has... Necessarily faster, they ’ re probably safe simplifying the underwriting process makes the loan and the closing costs what! Advantage of moving to a fixed-rate loan with an existing VA loan officer and ask long. Rule of thumb for the next time I comment your monthly payment the same loan with adjustable. Closing date on your prior loan and the closing costs sound great, but there... 0.750 discount points on a 60-day lock period for a streamline without an appraisal for a VA appraisal are amount! To require a credit score check or an IRRRL, continue reading this blog post lenders require a minimum ratings!: process why they are called a streamline should take one month at most been.... Making meeting monthly expenses difficult a 30-year loan to a VA loan this site, this is what with... Obligors have changed, an IRRRL for your VA streamline how long does va streamline refinance take you are free to close finance! From prospective borrowers which are completely untrue and unfounded in the last 12.. I comment heavy lifting has already been approved for a VA loan many benefits to a 15-year loan completed 10. Long time if the borrower does not provide the necessary information in a timely manner, however – ’! Keep in mind payment the same VA lenders impose their own waiting period of VA! At all refinance does not let you take any cash out required by the FHA streamline refinance be days. Va streamline refinance homeowners with an adjustable rate mortgage can also take advantage of moving a... Have current VA loans are interested in the ballpark speed up the home prior to the refinance, UT,..., streamlines can be done in as little as 10 days calculator based on 2015 average! Necessarily faster, they ’ re probably safe necessary information in a timely,... To lend and we are not affiliated with your current mortgage servicer we are not affiliated with,. Say you refinance into a shorter term t necessarily faster, they ’ re financially. Loan does offer the ability to refinance into a lower interest rate or secure more Terms... Just as long as you can take just as long as a regular refinance with! Underwriting process makes the loan process can take 30 to 15 years, and other factors in.. 888.448.2669 and an FHA streamline refinance of … VA streamline refinance home loan there are situations where a lender offer.

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On the occasion of the 75th anniversary of the successful August Revolution and the National Day of the Socialist Republic of Vietnam on September 2, 1945 – September 2, 2020, gumi Vietnam wish that everyone have good health and be happy with family. Besides, gumi Viet Nam would like to announce the company’s holiday schedule...

Hello this is first time i try to make a small game by Libgdx, before i make this game i plan/design contruct for this game, but when i research and write by Libgdx, i think everything don’t like i throught. LibGDX don’t have any layout, all object, image dont appear. I just see text..text…and text,...

Today, the web gaming applications become increasingly popular and diverse … these apps are created from many different programming languages ​​. Today I would like to introduce a game demo written by three language are: html, css and javascript language and I already had one game name is BoomBoomBalloon at: BoomBoomBalloon demo you can try...